Auto Collision Repair and Refinishing Practice Test 2025 - Free Practice Questions and Study Guide

Question: 1 / 400

What does comprehensive insurance cover?

Losses due to collision

Losses related to fire, theft, or non-collision incidents

Comprehensive insurance specifically covers losses related to non-collision incidents, such as theft, vandalism, fire, and damage caused by natural disasters or incidents like falling objects. This type of insurance is designed to protect policyholders against a wide range of risks that may damage their vehicle but are not the result of a car accident.

While collision insurance addresses damages incurred during a vehicular accident regardless of fault, comprehensive coverage provides a broader safety net for various unexpected events. Hence, it is essential for vehicle owners to understand that comprehensive insurance is not limited to natural disasters; it encompasses a variety of incidents that fall outside the realm of typical collisions.

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Only damages caused by natural disasters

Mechanical failures of the vehicle

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